When the foam is applied it expands nearly 10:1 so what you get is sort of a "blob". From there I used a combination of hack saw blade, bread knife (don't laugh it works great), sure form file and various grits of sand paper (.40-.80 grit). Once the foam is dimensionally where you want it to be and is as smooth and even on all surfaces as you can get, the next step is to coat it with a combination of polyester finishing resin, micro spheres and cabo-sil. The micro spheres help in the sanding of the resin (as well as thicken it somewhat), and the cabo-sil thickens the resin more and acts as a hardener. The thickening properties of the cabo-sil are more important than the hardening. Basically you are trying to get the consistancy of thinned out body filler. The combination of these materials over the foam creates a "shell" and locks in the outer surface. From this point the outer surface is sanded smooth. There still will be inconsistencies in the finish at this point so this is when you start with the seemingly never ending process of applying body filler.
This is some "re-work" I did on the left side fender, you can see how the foam expands.
Now it has been shaped (or re-shaped I should say)
Here is a look at what the finishing resin looks like after being applied over the top of the foam.















